We are ready with the
products and services
you
need today, tomorrow and in the future .
Our services
- Registration fee is Ksh.200 only.
- Minimum saving of Ksh.30 per day.
- Loans at 1% & 1.5 % respectively.
- Free daily deposits through mpesa.
- Daily savings collected at your door
- steps by our authorised agents.
Types of Loans we offer
- Biashara Loans(Business loans)
- Haraka Loans(Advance/Emergency)
- Masomo Loans(Education loans)
- Wakulima loan
- Soko Chap Chap Loan
- Beba Loan
Tariff & Product guide
Loan application depends on a members ability to service it and must have saved Ksh, 5,400 in a period of not less than 6 months. It is disbursed within 7 working days and repaid in 6 months on daily contributions.
Tabasamu Loan
This is the first loan that comes in 3 categories: -
- Ksh. 10,000
- Ksh. 20,000
- Ksh. 30,000
Inuka Loan
This is the second loan that is given to our members. It ranges between Ksh. 40,000 - Ksh. 100,000
Timiza Ndoto Loan
This is the third loan that is given to our members. It ranges between Ksh. 100,000 - Ksh. 500,000
Loan Benefits
- One week loan processing.
- Interest waiver for early loan clearance.
- Flexible daily repayment terms.
- Free business viability advice during assesment.
- Upto date monthly records of your payment
Collateral security Accepted
- Motor bikes logbooks
- Motor vehicles logbooks
- Title deeds
- Household properties
- Farm inputs
Who we are
The organization has incorporated professionals and successful business fellows, who leave the same spirit of entrepreneurship to find new modalities of helping interested businesses communities, small, medium and large scale, by capacity building, credit facilities, financial contributions or any other financial assistance in order to improve their economy status. We are ready with the products and services you need today, tomorrow and in the future.
S.E.P is a grassroots initiative committed to empowering individuals through financial, mentorship, and community support. Inspired by the Swahili word Samawati, meaning “sky,” we believe in limitless potential and creating spaces where people can rise, thrive, and lead change from within
Malezi bora account
(Akiba ya watoto)
This is an account created for parents to save for their children for a bright future. A child is registered with Ksh 20 and starts saving.
OPPORTUNITY
The opportunity is open to all people in the business and entrepreneur circles who are able to raise the required amount for daily contribution from minimum of Ksh. 30 and above
These people include:
- 1 Shopkeepers
- 2. M-pesa operators
- 3.Shoe shiners
- 4.Mobile phone dealers
- 5.Farmers
- 6.Tailors
- 7. Butchery owners and
- 8.Workers Mechanics
- 9.Hotel owners and workers
- 10.Salon and Barbers
- 11.Boutique owners
- 12. Bodaboda operators
- 13.Matatu operators
- 14.Mama Mboga
Get in touch
We're always on the lookout to work with new clients. If you're interested in working with us, please get in touch in one of the following ways.